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Consultancy service to improve a company’s commercial credit, aimed at Italian medium sized companies that do not have their own internal Credit Manager. The Consultant must advise on the best possible solutions regarding commercial credit management, in particular credit recovery, factoring the sales organisation, and both economic and financial aspects of the company. The consultancy service is for commercial credit management for sales both in Italy and abroad and takes place at the company’s office to implement and/or revise methods used, manage commercial credit risk, minimise credit losses, consider economic aspects in order to lower interest paid to banks, and consider financial aspects to increase available cash flow. The international agreement, Basilea 2, will be in effect from 1st January, 2008 and from that date on, the banks will evaluate businesses based on a credit risk rating. The company check-up allows the Consultant to analyse adopted systems, to ascertain eventual deficiencies and to propose better solutions. Whatever the company decides regarding the Consultancy relationship, it is essential to identify an internal Project Manager to take decisions and a Project Collaborator to put the decisions into action. The collaboration lasts one year, for an agreed number of hours. The company initiates the relationship with the consultant to manage commercial credit, and the cost is determined during the negotiation phase of the agreement, depending on the specific activities to be carried out by the Consultant.



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